The idea is that American workers aspire to be owners -- of stock for their retirement, homes, businesses, good health insurance, and skills they need to navigate multiple changes of jobs and careers. It sounds just great.Yup! Another round of tax breaks and shelters, this time intending to replace all of the benefits your employer may currently be providing for you.Take a closer look, however, and you will recognize the trademarked Bush combination of inspiring themes coupled with an absence of useful tools. In other words, bait and switch.
The problem? If your employer isn't first providing you with enough pay, you'll hardly be able to use any of them. Great tax breaks, except that the only people who'll be able to use them are the people who need them the least. Sound familiar?
And the beat goes on ...